Do’s and Dont's While Your Loan is in Process…

  • Have available copies of recent pay stubs, bank statements and other important financial documentation.
  • Provide all documentation for the sale of your current home (sales contract, closing statement).
  • Notify your Loan Officer if you have an employment change (changes may include but are not limited to: change of employer, recent raise, or change of pay status from salary to commission).

  • Change jobs without inquiring about the impact this change would make on the approval of your loan.
  • Make major purchases during or prior to closing (new credit cards, store cards, new car, furniture, appliances, electronics – even if there is no payment or interest due until next year). This will impact your debt to income ratios.
  • Obtain and/or deposit sums of money that are not payroll related without informing your Loan Officer. Depending on the amount you may be required to provide documentation on the source of funds.
  • Open, close or transfer any asset accounts without proper documentation required for your loan file.

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888 W Pine Street
P.O. Box 1058
Eagle River, WI 54521
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